Check out this amazing opportunity to assume the Seller's FHA loan of 396K at record low 2.75% interest rate! DO not miss this rarely available & beautifully refreshed, move-in ready single-story home offering 3 bedrooms and 2 bathrooms on a premium corner lot and featuring a spacious, fully fenced front yard - perfect for outdoor enjoyment, pets, or added privacy. Inside, light-filled living spaces welcome you w/ large windows, elegant tile flooring, & a warm fireplace that creates a natural gathering place in the living room. The updated kitchen showcases SS appliances, granite tile countertops, & tasteful finishes ideal for both daily living & entertaining guests. The hall bathroom has been stylishly renovated w/ contemporary touches, while the converted garage provides valuable flexible space suited for a home office, fitness area, playroom, or guest retreat - easily tailored to your needs. Important upgrades include a newer roof & water heater, fresh exterior paint, & an upgraded electrical panel, delivering efficiency & peace of mind. Additional features include crown molding, recessed lighting, mirrored closet doors, hardwood flooring in the bedrooms, and a spacious backyard w/ mature persimmon and tangerine trees plus a handy storage shed. Thoughtfully improved & full of charm, this exceptional property offers comfort, versatility, & a rare single-level opportunity in a desirable location.