A unique two-story condo, 1-bed & 1-bath & loft, offers bright and flexible living space in the highly sought-after Marina Lakes community. Enjoy added value with no 1.5% Marina Bay Redevelopment Fee - seller has already paid it off. This upper-level 1-bedroom, 1-bath home features a true loft design, creating an open and airy architectural feel that stands out from typical single-level units. The main level showcases a spacious living area with luxury vinyl flooring extending through the living room, kitchen, and hallway, providing a clean and modern look. The kitchen is equipped with stainless steel appliances and a functional layout ideal for everyday living. The updated bathroom adds a refreshed and contemporary touch. Additional design details enhance both style and functionality, including a striking fireplace with a full stone surround that serves as a warm, inviting focal point and a built-in storage cabinet under the staircase, maximizing space efficiency. The main-level bedroom offers comfortable living with ample closet space. Upstairs, the open loft overlooks the living area and captures peaceful Bay Trail views, making it perfect for a home office, guest space, or creative studio-an increasingly rare and desirable feature in the community. Residents enjoy resort-style Marina Lakes amenities including two swimming pools, hot tubs, a fitness center, lighted tennis and pickleball courts, EV charging stations, a community garden, and clubhouse access. Ideally located near Marina Bay Yacht Harbor, scenic waterfront trails, parks, the Sunday Farmers Market, and with convenient access to the Richmond Ferry Terminal and major freeways, this home offers the perfect blend of California coastal lifestyle!